Its hard to stay ahead in life. The last two weeks have been a crazy, financial fiasco for my family. I thought this blog post would be appreciated here on Southern Cali Saver because it isn’t just about coupons and deals. Its about stretching your budget and being smart about your hard-earned money.
Home buying journey — why do they make it look so great on HGTV?
We have dove head first into the housing market recently.. I swear, HGTV is hazardous to your health– because it isn’t as great as they make it seem on TV. house hunting has proven to make me a crazy, almost psycho wife and mother– and is probably not good for my sanity either. Any tips?? I’d love to hear yours.
Over the last couple of years we have been saving every penny that we could for a down payment. We’ve successfully paid down our student loan debt to less than $25,000 (see just how broke we were ) and I can thank it all to coupons and just being smarter about our money.
Great story, right? Just when you are at the point where life is good and you think you’ve caught up… life takes you in another direction.
Our Volkswagon. Apparently, Volkswagons’ are very expensive to fix. (how come no one told my 22 year-old self that this car was expensive to fix?!) Our Jetta– 2006 with only 90,000 miles took a turn for the worse. I couldn’t tell you exactly what happen with it but it needed to be fixed ASAP.
Took it to the dealership… and BAM. 6 days later there goes part of our emergency fund.
All this time, I was feeling like I had achieved a “calm” period in our finances. We got to “that” point where everything seems to feel like its going your way……
To top it off.. we find out the same day that our taxes can not be filed electronically because someone filed taxes under my husbands social security number. um……… shoot me now. Fraud? an error? No clue. another set back that we need to watch closely.. especially since we are trying to purchase a home.
Besides all the financial drama… I’m thinking to myself: We are healthy. We are happy. While its frustrating to get over the financial issues– you have to realize that it won’t always be perfect. You won’t always be in that “comfortable” situation. I also realize how lucky I am to have discovered the power behind couponing and saving money in general. I honestly don’t think I would be where I am today in life if it weren’t for me willingness to grasp the whole couponing concept.
Why am I sharing all of this information about myself? Maybe because I felt the stress and realized that someone else may be going through the same situation as me.. or someone may have reached that point where they just don’t feel like they will ever get ahead… or maybe I just needed to vent?!
Whatever it is.. keep your head high.. it will pass.